Course : Rumahku (EN)

Course details.


RUMAHKU is an online module designed to help potential first-time homebuyers make prudent and smart financial decisions. Get useful guides and information for homeownership in Malaysia—then assess if you are ready, able and eligible to take a home loan.


This course caters to all Malaysian homebuyers - especially first-time homebuyers who qualify for Bank Negara Malaysia’s Fund for Affordable Homes.


Privacy notice: Any information shared by learners will not be recorded or stored in any way by AKPK, Bank Negara Malaysia or any party.


Who is this course for?

  • Qualified first-time homebuyers who want to apply for Bank Negara Malaysia’s Fund for Affordable Homes, and/or
  • Malaysian first-time homebuyers who want to learn about the home loan application process and make smart financial decisions.




In this course, you will:

  • Use our built-in calculators to estimate your monthly loan installments and evaluate your ability to afford a home loan,
  • Consider financial and non-financial factors involved in buying a house and applying for a home loan,
  • Discover the types of home loan insurance you can take to reduce your risk as a borrower (MRTA/ MRTT),
  • Understand the risks and responsibilities of taking a home loan, and what happens if you are unable to make repayments, and
  • Gain financial tips, advice and guidance from AKPK.