Course : Rumahku (EN)

RUMAHKU is an online module designed to help potential first-time homebuyers make prudent and smart financial decisions. Get useful guides and information for homeownership in Malaysia—then assess if you are ready, able and eligible to take a home loan.

This course caters to all Malaysian homebuyers - especially first-time homebuyers who qualify for Bank Negara Malaysia’s Fund for Affordable Homes.

Privacy notice: Any information shared by learners will not be recorded or stored in any way by AKPK, Bank Negara Malaysia or any party.

Who is this course for?

• Qualified first-time homebuyers who want to apply for Bank Negara Malaysia’s Fund for Affordable Homes, and/or
• Malaysian first-time homebuyers who want to learn about the home loan application process and make smart financial decisions.

In this course, you will:

• Use our built-in calculators to estimate your monthly loan installments and evaluate your ability to afford a home loan,
• Consider financial and non-financial factors involved in buying a house and applying for a home loan,
• Discover the types of home loan insurance you can take to reduce your risk as a borrower (MRTA/ MRTT),
• Understand the risks and responsibilities of taking a home loan, and what happens if you are unable to make repayments, and
• Gain financial tips, advice and guidance from AKPK.